CONSUMER PROTECTION IN DIGITAL PAYMENT TRANSACTIONS AND FINTECH CREDIT: RISK ANALYSIS AND REGULATION. INTERNATIONAL SEMINAR, [S. l.], v. 7, p. 1039–1063, 2025. DOI: 10.36563/aa1k0w71. Disponível em: https://conference.unita.ac.id/index.php/conference/article/view/611. Acesso em: 10 jan. 2026.